Why Do You Need An
80% of insurance customers do not have
all the coverage they need! That’s
the estimate of a recent industry survey.
67% of U.S.
homes are underinsured by an average of 27% according to Marshall & Swift /
Boeckh, a firm that compiles building cost data for the insurance
61% of claims denied by insurance
companies are a result of unreported property, vehicles, or changes in a
60% of homeowners that remodeled their
homes fail to tell their insurance company of the increased value in their home
according to the president of a large insurance company.
$100,000. A consumer organization in San Francisco estimates that in 2003, the typical
Southern California home that was reduced to
ashes by wildfires was underinsured by this amount.
Because We Don’t Want You To Find
Out The Hard Way
That A Claim Isn’t
Can you imagine the horror of having
a claim or damages worth $50,000 or $100,000 or $500,000 or even $1,000,000 and
being told “Sorry, you’re not covered for this.”? That could be devastating to you and
we all hope that bad things won’t happen to us, but unfortunately terrible things do happen, and they
can happen to you. The only thing you can do is be
prepared. Set up a wall of
protection for you, your family, and your stuff, now, before it’s too
When your policy was first written,
we spent a lot of time with you making sure that you were properly protected, or
at least knew your options.
But, as time goes on, things change. Maybe your needs or exposures are
different. Or, you've changed your
mind about a coverage that you have or don't have. Perhaps a new rider is being offered by
your insurance company. Changes in the law, insurance products, and
your personal or business life demand a constant review of your
Do you really know what your policy
covers? Do you really know what your options are? Communication is the key. We'd like to tell you what's available,
so you can determine if it's protection that you need and want. But, you have to do your part.
The best way to accomplish
this is completion of our unique "Personal Insurance -
Checklist/Review" that we developed specially for C & G
clients. We think it should be done
at least yearly, and the annual anniversary of your auto or homeowners insurance
policy seems as good a time as any.
Of course, you're welcome to contact us any time you have questions or
want to review your coverage.
Please click here and complete the personal
insurance checklist / review.
Contact us immediately
with any “Yes” answers. It will only take about 10-20 minutes,
and will prove to be some of the most valuable time you've ever spent on your
financial well being (not to mention peace of mind). We feel that this is vitally
important to you.
Option 2 - After
you've completed our checklist / review, and if you're signed in as a
personal client, you'll see a Renewal Review link at the left.
This is different from our personal insurance checklist / review, and worth
a look. You should find this helpful as well.
Call us. Talk to us. We're ready and willing to help with
your protection, but we can't do it without you.
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