There Are Two Ways To Request A Change To Your Policy
Online Request Forms
When you sign in as a client, links to common online request forms will appear on the left. These are for your convenience as you can complete them any time 24 hours a day, 7 days a week. They also promote accuracy and efficiency.
Personal and commercial auto clients can add, delete, or substitute a vehicle or driver. Homeowners customers can add or delete a mortgagee or loss payee. Commercial clients can add another property.
If we have questions, weíll contact you. Otherwise, we will usually process your request within one business day, and email a confirmation of the change to you at the email address of record.
For all other changes, email, fax, or call us.
Please remember that no coverage is ever considered in effect until you have received either a written or verbal confirmation from our office.
You will usually receive a copy of a change endorsement to your policy within 30 days, but donít worry if it takes a bit longer. If you ever have any questions about adding or changing coverage, please let us know. Thatís what weíre here for.
When You Make A Change Is A Good Time To Review Your Coverage
Sometimes a change in your coverage needs can have a domino effect, and require other changes. A quick review of your protection needs should be done at least annually, and when making changes.
80% of insurance customers do not have all the coverage they need! Thatís the estimate of a recent industry survey.
67% of U.S. homes are underinsured by an average of 27% according to Marshall & Swift / Boeckh, a firm that compiles building cost data for the insurance industry.
61% of claims denied by insurance companies are a result of unreported property, vehicles, or changes in a household.
60% of homeowners that remodeled their homes fail to tell their insurance company of the increased value in their home according to the president of a large insurance company.
$100,000. A consumer organization in San Francisco estimates that in 2003, the typical Southern California home that was reduced to ashes by wildfires was underinsured by this amount.
We Donít Want You To Find Out The Hard Way
That A Claim Isnít Covered
Please go NOW to Renewal Reviews and make sure you are properly protected, or speak with one of our Protection Specialists.